PecanTrust Microfinance Bank Limited is a Central Bank of Nigeria Licensed, for-profit making institution dedicated to supporting early stage, small and medium-sized enterprises ‘SME’, the informal working class and low income families through providing access to finance, entrepreneurship training, a network of mentors and facilitating business partnerships.
We are recruiting to fill the following positions below:
1.) Enterprise Risk and Compliance Manager
Location: Lagos
Deadline: 20th March, 2020.
Job Description
- Make all decisions on risk management issues that directly impact the strategic direction of the company.
- Exhibits business process knowledge with a broad based operational perspective and provides solutions for business related risk issues.
- Ensures the organization's policies and strategies are in compliance with applicable regulatory bodies, agency standards, and strategic imperatives of the bank.
- Develops financial risk management tools and practices to analyze and report on financial frameworks.
- Reviewing loan applications and recommending loan approvals.
- Assessing all aspects of risks concerning daily operations of the bank.
- Preparation and submission of CBN & NDIC reports.
- Anchoring unit head and general meetings.
- Coordinating correspondence with the regulatory bodies.
- Verifying customer details before approval of financial transactions.
- Reviewing operations activities.
- Partners with Compliance, Legal, Risk, Human Resources, and subject matter experts to develop and maintain firmwide Risk trainings to enhance organizational risk management knowledge and culture.
- Contributes to the creation, maintenance, and communication of corporate policies and management committee governance.
Education And Skills
- Bachelor’s degree in Accountacy, Business Administration, Finance or related field.
- 5-7 years of risk management or audit related experience
- Expressing liasing with regulatory bodies
- Excellent leadership & managerial skills
- Detail-oriented
- Strong interpersonal skills with the ability to interact with all levels of the organization.
- Excellent Microsoft office skills.
- Excellent reporting skills.
- Capable of balancing multiple projects while maintaining a high level of responsiveness, client focus, and attention to detail.
Application Closing Date
20th March, 2020.
20th March, 2020.
How to Apply
Interested and qualified candidates should send their Application Letter and CV to: hr@pecantrust.com clearly indicating the "Job Title" as the subject of your mail.
Interested and qualified candidates should send their Application Letter and CV to: hr@pecantrust.com clearly indicating the "Job Title" as the subject of your mail.
2.) Ecosystem Officer
Location: Lagos
Deadline: 20th March, 2020
Job Description
- Attracts new customers to Pecantrust and maintain an excellent relationship with clients.
- Analyse potential loan markets and development referral networks to locate prospects for credit products.
- Evaluate loan applications and documentation by confirming credit worthiness while processing loan application of successful clients.
- Ensure client relationship management and confidentiality is maintained.
- Repetitively work towards increasing client base and product’s volume of portfolio.
- Pursue the sourcing of new accounts and client/savings mobilization.
- Conducts pre-loan training, client and guarantor’s verification.
- Ensure an efficient and effective process in savings and repayment collections.
- Manage and follow up on loan to ensure prompt and due repayment, while preventing default.
- Efficiently and effectively manage defaults where they occur.
- Perform other duties and responsibilities as may be assigned by the Relationship Manager.
Education/ Qualification
- A minimum of a least 2 years of work experience.
- Bachelor's degree from a recognized academic institution in marketing, or related field.
- Minimum of Two (2) years relevant experience; working in a Banking or Microfinance bank setting.
Skills & Knowledge:
- Good communication and interpersonal skill
- Good sales and marketing skills
- Ability and aptitude to work with detail, precision, speed, and accuracy.
- Basic computer literacy
Application Closing Date
20th March, 2020.
20th March, 2020.
How to Apply
Interested and qualified candidates should forward a copy of their CV and Cover Letter to: hr@pecantrust.com using the "Job Title" as subject of the email.
Interested and qualified candidates should forward a copy of their CV and Cover Letter to: hr@pecantrust.com using the "Job Title" as subject of the email.
3.) Financial Supervisor
Location: Lagos
Deadline: 3rd March, 2020.
Job Description
- Plan, assess, monitor, and manage the efficient utilization of cash and financial resources in a manner consistent with the agreed procedures and objectives of the bank.
- Review and consolidate Bank Reconciliation and Fund Management analysis.
- Prepare and analyse Cash flow.
- Review and consolidate Multi-level GL and bank reconciliations.
- Ensure the maintenance of an adequate level of working capital.
- Review and consolidate weekly cash flow & liquidity report and provide advice to management on the variances.
- Carrying out reconciliation of Balance Sheet items such as cash, cash equivalents, investments, debt, for management and reporting purposes.
- Review other Treasury related monthly Schedules.
- Financial review of customer accounts, loan computation and other finance information .
- Processing and preparation of pension, payee and other regulatory and compliance monthly renditions .
- Analyze and present financial trends, competitor behavior as they impact on the bank.
- Work with legal counsel to ensure compliance on regulatory matters.
- Develops and monitors performance metrics for the investor relations function.
- Creates presentations, press releases, and other communication materials for earnings releases, industry events, and presentations to analysts, brokers, and investors.
- Laison and communication with the regulatory bodies such as the CBN, NDIC, FIRS, LIRS etc.
- Assess and predict financial risks and returns.
- Ability to use financial modelling to predict outcomes.
- Analyze business operations, loan repayments, deposit maturities, business trends, costs, revenues, financial commitments, and obligations to project future revenues and expenses or & to provide advice.
Application Closing Date
3rd March, 2020.
3rd March, 2020.
How to Apply
Interested and qualified candidates should send their Cover Letter and CV to: hr@pecantrust.com clearly indicating the "Job Title" as subject of your mail.
Interested and qualified candidates should send their Cover Letter and CV to: hr@pecantrust.com clearly indicating the "Job Title" as subject of your mail.
4.) KYC Officer
Location: Lagos
Deadline: 3rd March, 2020.
Job Description
- Review and risk assessment of new client relationships;
- Performing due diligence, requesting KYC information and documentation and writing a Client Risk Assessment for recommendation to Management;
- Plan and track client periodic reviews;
- Periodic review of client relationships and update Client Risk Assessments;
- Conduct incident and event-driven client review;
- Collaborate with the Data & Documents Team
- Communicate effectively with internal and external parties to obtain documentation;
- Supply administration support where required in the completion of KYC reporting activities;
- Scanning and archiving of KYC documents;
- Updating internal databases and spreadsheets;
- Specific projects which may rise from time to time.
Application Closing Date
3rd March, 2020.
3rd March, 2020.
How to Apply
Interested and qualified candidates should send their CV to: hr@pecantrust.com using the Job Title as subject of email.
Interested and qualified candidates should send their CV to: hr@pecantrust.com using the Job Title as subject of email.
5.) Loan Officer
Location: Lagos
Deadline: 3rd March, 2020.
Job Description
- Field sales of loan products.
- Representing the bank at events.
- Daily Reporting.
- Brand knowledge.
- Organizing marketing movement.
- Loan Repayment Follow Up.
Application Closing Date
3rd March, 2020.
3rd March, 2020.
Method of Application
Interested and qualified candidates should send their CV and Cover Letter to: hr@pecantrust.com using the Job Title as the subject of the email.
Interested and qualified candidates should send their CV and Cover Letter to: hr@pecantrust.com using the Job Title as the subject of the email.
6.) Recovery Officer
Location: Lagos
Deadline: 3rd March, 2020.
Job Description
- Ensure collection of outstanding payments from customers.
- Recovering bad debts from delinquent debtors
- Resolving disputes with customers, ensuring that concerns are resolved correctly.
- Clarify potential consequences of not paying such as sales of collateral process.
- Manage customers who are resistant by remaining polite, tactful, firm and honest.
- Complete any administrative task as required for the efficient running of the team's activities.
- Always deliver a consistent and professional level of service.
- Devising customized recovery strategy on a case-by-case basis.
- Reducing the non-performing loans owed to the Bank.
- Following up with clients on previous payment arrangements.
- Locating and establishing contact with debtors.
- Taking ownership of debt collection cases.
Application Closing Date
3rd March, 2020.
3rd March, 2020.
How to Apply
Interested and qualified candidates should send their Cover Letter and CV to: hr@pecantrust.com using the job title as the subject of the email.
Interested and qualified candidates should send their Cover Letter and CV to: hr@pecantrust.com using the job title as the subject of the email.
7.) Direct Sales Agent
Location: Lagos
Deadline: 3rd March, 2020
Job Description
- Opening new accounts
- Daily cash collection (ajo)
- Field sales of bank's products
- Daily reporting
Application Closing Date
3rd March, 2020.
3rd March, 2020.
How to Apply
Interested and qualified candidates should send their Cover Letter and CV to: hr@pecantrust.com using the job title as the subject of the email.
Interested and qualified candidates should send their Cover Letter and CV to: hr@pecantrust.com using the job title as the subject of the email.
8.) Credit Supervisor
Location: Lagos
Deadline: 3rd March, 2020.
Job Description
- Managing and monitoring of the bank wide PAR % on a daily basis.
- Supervising of all loan processing & monitoring officers.
- Managing and vetting loan processing.
- Managing the bank’s loan profiles and ensuring the monitoring of repayments without default.
- Ensuring all loan documentation are complete and valid.
- Resolving all loan processing, reconciliation and repayment issues.
- Monitoring progress of existing loans & escalation to recovery where required.
- Chair-leading the weekly credit monitoring meetings .
- Bank-wide account (re) allocation of customers.
- Bank-wide monitoring of account re-activation for all bank staff and activating businesses.
Application Closing Date
3rd March, 2020.
3rd March, 2020.
How to Apply
Interested and qualified candidates should send their Cover Letter and CV to: hr@pecantrust.com using the job title as the subject of the email.
Interested and qualified candidates should send their Cover Letter and CV to: hr@pecantrust.com using the job title as the subject of the email.
9.) Loan Monitoring Officer
Location: Lagos
Deadline: 3rd March, 2020.
Job Description
- Calling customers to follow up with loan repayment
- Managing customer status and repayments on Microsoft Excel
- Computing outstanding balance on excel
- Daily reporting to supervisor
- Escalating defaulting customers to supervisor.
Application Closing Date
3rd March, 2020.
3rd March, 2020.
How to Apply
Interested and qualified candidates should send their Cover Letter and CV to: hr@pecantrust.com clearly indicating the "Job Title" as subject of your mail.
Interested and qualified candidates should send their Cover Letter and CV to: hr@pecantrust.com clearly indicating the "Job Title" as subject of your mail.
10.) Finance Attorney
Location: Lagos
Deadline: 20th March, 2020
Responsibilities and Duties
- Review and signoff on all loan agreement & documents
- Continuous review of all company documents and policies.
- Engagement with external lawyers on customer-related matters etc
- Coordinate all court cases with the external lawyers
- Interpretation and laws, regulations guiding the bank.
- Customer and client communication on loan default etc
- Review of all counterparty agreement etc.
- Conduct research and analysis of legal problems.
- Prepare and file legal documents, such as lawsuits, appeals, wills, contracts, and deeds.
- Advise the board on legal issues relating to the bank.
Qualifications
- B.Sc in Law
- Proven background of co-operating & finance law
- Proven comparable law firm experience
- Excellent negotiation and communication skills
- Administrative and managerial skills
- Analytical ability and strong attention to detail
- Current license to practice law.
- Experience in corporate policy documentation
Application Closing Date
20th March, 2020.
20th March, 2020.
How to Apply
Interested and qualified candidates should send their Application Letter and CV to: hr@pecantrust.com clearly indicating the "Job Title" as the subject of your mail.
Interested and qualified candidates should send their Application Letter and CV to: hr@pecantrust.com clearly indicating the "Job Title" as the subject of your mail.
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